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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,356 | $102,938-92.9% | $94,105-92.2% | $138,895-94.7% |
| Participation rate | 87.5% | 74.6%+12.9pp | 71.9%+15.6pp | 79.9%+7.6pp |
| Annual return | 18.87% | 250.28%-231.4pp | 204.55%-185.7pp | 145.39%-126.5pp |
| Employer contribution / active EE | $754 | $2,732-72.4% | $2,504-69.9% | $4,194-82.0% |
| Participant deferral / active EE | $2,093 | $4,196-50.1% | $3,881-46.1% | $6,396-67.3% |
| Admin fee / account holder | $2,903 | $6,600-56.0% | $6,199-53.2% | $12,562-76.9% |