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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,571 | $76,608-9.2% | $56,077+24.1% | $145,877-52.3% |
| Participation rate | 11.1% | 63.2%-52.1pp | 52.5%-41.4pp | 80.3%-69.2pp |
| Annual return | 9.33% | 3009.59%-3000.3pp | 1709.28%-1699.9pp | 551.28%-542.0pp |
| Employer contribution / active EE | $427 | $1,382-69.1% | $1,040-58.9% | $4,663-90.8% |
| Participant deferral / active EE | $533 | $2,624-79.7% | $1,954-72.7% | $6,691-92.0% |
| Admin fee / account holder | $342 | $3,325-89.7% | $2,825-87.9% | $13,402-97.4% |