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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,067 | $289,211-82.3% | $260,467-80.4% | $198,609-74.3% |
| Participation rate | 50.0% | 83.1%-33.1pp | 80.5%-30.5pp | 82.4%-32.4pp |
| Annual return | 18.45% | 112.90%-94.4pp | 100.60%-82.1pp | 202.70%-184.2pp |
| Employer contribution / active EE | $3,263 | $4,663-30.0% | $4,239-23.0% | $5,055-35.5% |
| Participant deferral / active EE | $7,872 | $6,812+15.6% | $6,319+24.6% | $6,977+12.8% |
| Admin fee / account holder | $12,308 | $16,236-24.2% | $15,461-20.4% | $19,030-35.3% |