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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,067 | $208,088-75.5% | $186,193-72.6% | $154,746-67.0% |
| Participation rate | 50.0% | 80.0%-30.0pp | 77.1%-27.1pp | 80.7%-30.7pp |
| Annual return | 18.45% | 89.97%-71.5pp | 78.03%-59.6pp | 172.34%-153.9pp |
| Employer contribution / active EE | $3,263 | $4,340-24.8% | $3,918-16.7% | $4,379-25.5% |
| Participant deferral / active EE | $7,872 | $7,078+11.2% | $6,513+20.9% | $6,730+17.0% |
| Admin fee / account holder | $12,308 | $11,698+5.2% | $11,058+11.3% | $14,365-14.3% |