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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,109 | $227,291-35.7% | $214,702-31.9% | $155,188-5.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 19.94% | 60.08%-40.1pp | 54.55%-34.6pp | 148.84%-128.9pp |
| Employer contribution / active EE | $7,308 | $6,772+7.9% | $6,461+13.1% | $4,248+72.1% |
| Participant deferral / active EE | $20,474 | $9,582+113.7% | $9,147+123.8% | $6,531+213.5% |
| Admin fee / account holder | $3,824 | $20,413-81.3% | $19,830-80.7% | $14,480-73.6% |