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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,241 | $134,817+48.5% | $123,973+61.5% | $155,188+29.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 22.13% | 515.49%-493.4pp | 388.13%-366.0pp | 148.84%-126.7pp |
| Employer contribution / active EE | $2,279 | $4,425-48.5% | $4,126-44.8% | $4,248-46.4% |
| Participant deferral / active EE | $8,119 | $5,706+42.3% | $5,247+54.7% | $6,531+24.3% |
| Admin fee / account holder | $1,000 | $13,245-92.5% | $11,799-91.5% | $14,480-93.1% |