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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,887 | $182,442+18.9% | $163,379+32.8% | $138,895+56.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 18.06% | 72.74%-54.7pp | 63.41%-45.4pp | 145.39%-127.3pp |
| Employer contribution / active EE | $28,240 | $4,159+578.9% | $3,752+652.6% | $4,194+573.3% |
| Participant deferral / active EE | $19,067 | $6,817+179.7% | $6,282+203.5% | $6,396+198.1% |
| Admin fee / account holder | $13,081 | $10,396+25.8% | $9,818+33.2% | $12,562+4.1% |