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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,910 | $99,875-86.1% | $146,866-90.5% | $86,983-84.0% |
| Participation rate | 89.5% | 75.8%+13.7pp | 82.5%+7.0pp | 69.5%+19.9pp |
| Annual return | 20.45% | 28.10%-7.6pp | 102.85%-82.4pp | 25.83%-5.4pp |
| Employer contribution / active EE | $2,834 | $3,224-12.1% | $4,425-36.0% | $2,584+9.6% |
| Participant deferral / active EE | $5,399 | $6,322-14.6% | $7,759-30.4% | $4,194+28.7% |
| Admin fee / account holder | $504 | $7,838-93.6% | $13,620-96.3% | $7,856-93.6% |