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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,910 | $106,864-87.0% | $147,318-90.6% | $82,637-83.2% |
| Participation rate | 89.5% | 75.5%+14.0pp | 82.1%+7.4pp | 68.1%+21.4pp |
| Annual return | 20.45% | 27.49%-7.0pp | 70.43%-50.0pp | 53.51%-33.1pp |
| Employer contribution / active EE | $2,834 | $3,417-17.1% | $4,593-38.3% | $2,552+11.0% |
| Participant deferral / active EE | $5,399 | $6,496-16.9% | $7,906-31.7% | $4,126+30.8% |
| Admin fee / account holder | $504 | $8,415-94.0% | $13,708-96.3% | $7,339-93.1% |