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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,538 | $106,864-39.6% | $147,318-56.2% | $82,637-21.9% |
| Participation rate | 90.0% | 75.5%+14.5pp | 82.1%+7.9pp | 68.1%+21.9pp |
| Annual return | 23.67% | 27.49%-3.8pp | 70.43%-46.8pp | 53.51%-29.8pp |
| Employer contribution / active EE | $6,026 | $3,417+76.4% | $4,593+31.2% | $2,552+136.1% |
| Participant deferral / active EE | $11,157 | $6,496+71.8% | $7,906+41.1% | $4,126+170.4% |
| Admin fee / account holder | $1,303 | $8,415-84.5% | $13,708-90.5% | $7,339-82.2% |