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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,109 | $160,028-74.3% | $147,080-72.1% | $145,884-71.8% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 12.14% | 98.60%-86.5pp | 420.17%-408.0pp | 551.85%-539.7pp |
| Employer contribution / active EE | $5,154 | $5,286-2.5% | $4,933+4.5% | $4,662+10.6% |
| Participant deferral / active EE | $10,693 | $8,422+27.0% | $8,066+32.6% | $6,690+59.8% |
| Admin fee / account holder | $3,127 | $15,030-79.2% | $12,989-75.9% | $13,392-76.7% |