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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,139 | $124,425-91.0% | $112,040-90.1% | $137,256-91.9% |
| Participation rate | 80.0% | 79.3%+0.7pp | 76.5%+3.5pp | 80.0%0pp |
| Annual return | 29.02% | 24.72%+4.3pp | 24.52%+4.5pp | 220.34%-191.3pp |
| Employer contribution / active EE | $2,028 | $3,411-40.5% | $2,954-31.3% | $4,156-51.2% |
| Participant deferral / active EE | $2,838 | $5,718-50.4% | $5,098-44.3% | $6,407-55.7% |
| Admin fee / account holder | $546 | $15,207-96.4% | $12,098-95.5% | $12,270-95.6% |