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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,189 | $81,276-87.5% | $155,574-93.5% | $80,925-87.4% |
| Participation rate | 81.3% | 66.2%+15.0pp | 78.2%+3.0pp | 67.7%+13.6pp |
| Annual return | 10.37% | 33.36%-23.0pp | 64.87%-54.5pp | 35.65%-25.3pp |
| Employer contribution / active EE | $888 | $3,103-71.4% | $4,676-81.0% | $2,756-67.8% |
| Participant deferral / active EE | $3,627 | $3,453+5.0% | $5,629-35.6% | $4,299-15.6% |
| Admin fee / account holder | $2,190 | $7,993-72.6% | $15,914-86.2% | $6,940-68.4% |