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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,095 | $243,530-28.5% | $361,282-51.8% | $243,530-28.5% |
| Participation rate | 100.0% | 93.6%+6.4pp | 100.0%0pp | 93.6%+6.4pp |
| Annual return | 17.55% | 7.91%+9.6pp | 2.54%+15.0pp | 7.91%+9.6pp |
| Employer contribution / active EE | $5,589 | $20,023-72.1% | $40,358-86.2% | $20,023-72.1% |
| Participant deferral / active EE | $15,112 | $11,300+33.7% | $8,283+82.5% | $11,300+33.7% |
| Admin fee / account holder | $4,023 | $64,087-93.7% | $444,155-99.1% | $64,087-93.7% |