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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,603 | $468,795-71.5% | $204,994-34.8% | $468,795-71.5% |
| Participation rate | 100.0% | 85.1%+14.9pp | 75.0%+25.0pp | 85.1%+14.9pp |
| Annual return | 12.82% | 39.95%-27.1pp | 12.99%-0.2pp | 39.95%-27.1pp |
| Employer contribution / active EE | $5,446 | $28,085-80.6% | $27,211-80.0% | $28,085-80.6% |
| Participant deferral / active EE | $12,038 | $10,110+19.1% | $6,729+78.9% | $10,110+19.1% |
| Admin fee / account holder | $4,095 | $8,110-49.5% | $4,0950% | $8,110-49.5% |