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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,531 | $97,125+12.8% | $86,233+27.0% | $137,256-20.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 15.76% | 74.19%-58.4pp | 61.39%-45.6pp | 220.34%-204.6pp |
| Employer contribution / active EE | $5,448 | $2,841+91.8% | $2,504+117.5% | $4,156+31.1% |
| Participant deferral / active EE | $10,980 | $5,180+112.0% | $4,559+140.8% | $6,407+71.4% |
| Admin fee / account holder | $1,751 | $9,725-82.0% | $8,342-79.0% | $12,270-85.7% |