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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,619 | $227,399-93.6% | $189,758-92.3% | $198,609-92.6% |
| Participation rate | 95.5% | 84.0%+11.5pp | 79.8%+15.7pp | 82.4%+13.1pp |
| Annual return | 17.71% | 61.03%-43.3pp | 52.62%-34.9pp | 202.70%-185.0pp |
| Employer contribution / active EE | $1,828 | $5,526-66.9% | $4,767-61.7% | $5,055-63.9% |
| Participant deferral / active EE | $4,561 | $6,837-33.3% | $5,856-22.1% | $6,977-34.6% |
| Admin fee / account holder | $6,725 | $25,162-73.3% | $20,388-67.0% | $19,030-64.7% |