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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,911 | $48,050-46.1% | $96,754-73.2% | $64,340-59.7% |
| Participation rate | 82.4% | 40.6%+41.8pp | 70.3%+12.1pp | 55.2%+27.1pp |
| Annual return | 41.98% | 23.41%+18.6pp | 82.04%-40.1pp | 24.14%+17.8pp |
| Employer contribution / active EE | $2,336 | $1,204+94.0% | $2,679-12.8% | $1,862+25.5% |
| Participant deferral / active EE | $4,206 | $2,191+91.9% | $4,758-11.6% | $2,980+41.1% |
| Admin fee / account holder | $2,454 | $3,741-34.4% | $8,905-72.4% | $3,703-33.7% |