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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,911 | $54,297-52.3% | $97,032-73.3% | $65,306-60.3% |
| Participation rate | 82.4% | 42.3%+40.0pp | 71.6%+10.8pp | 57.7%+24.7pp |
| Annual return | 41.98% | 21.17%+20.8pp | 35.38%+6.6pp | 21.94%+20.0pp |
| Employer contribution / active EE | $2,336 | $1,365+71.1% | $2,629-11.1% | $1,967+18.7% |
| Participant deferral / active EE | $4,206 | $2,259+86.2% | $4,672-10.0% | $2,959+42.1% |
| Admin fee / account holder | $2,454 | $3,744-34.5% | $9,418-73.9% | $3,480-29.5% |