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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,791 | $97,125-32.3% | $86,233-23.7% | $137,256-52.1% |
| Participation rate | 43.8% | 74.2%-30.4pp | 69.0%-25.3pp | 80.0%-36.2pp |
| Annual return | 14.86% | 74.19%-59.3pp | 61.39%-46.5pp | 220.34%-205.5pp |
| Employer contribution / active EE | $951 | $2,841-66.5% | $2,504-62.0% | $4,156-77.1% |
| Participant deferral / active EE | $5,019 | $5,180-3.1% | $4,559+10.1% | $6,407-21.7% |
| Admin fee / account holder | $2,755 | $9,725-71.7% | $8,342-67.0% | $12,270-77.6% |