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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,216 | $77,460-24.8% | $100,378-42.0% | $80,925-28.1% |
| Participation rate | 79.7% | 76.9%+2.7pp | 81.5%-1.8pp | 67.7%+12.0pp |
| Annual return | 18.79% | 37.24%-18.5pp | 49.41%-30.6pp | 35.65%-16.9pp |
| Employer contribution / active EE | $1,304 | $2,801-53.5% | $3,942-66.9% | $2,756-52.7% |
| Participant deferral / active EE | $7,098 | $6,818+4.1% | $8,087-12.2% | $4,299+65.1% |
| Admin fee / account holder | $4,252 | $5,887-27.8% | $7,899-46.2% | $6,940-38.7% |