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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,216 | $77,472-24.9% | $100,415-42.0% | $80,959-28.1% |
| Participation rate | 79.7% | 76.9%+2.7pp | 81.5%-1.8pp | 67.7%+12.0pp |
| Annual return | 18.79% | 37.26%-18.5pp | 49.47%-30.7pp | 35.67%-16.9pp |
| Employer contribution / active EE | $1,304 | $2,800-53.4% | $3,943-66.9% | $2,757-52.7% |
| Participant deferral / active EE | $7,098 | $6,818+4.1% | $8,091-12.3% | $4,300+65.1% |
| Admin fee / account holder | $4,252 | $5,885-27.7% | $7,906-46.2% | $6,925-38.6% |