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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,172 | $184,014-89.0% | $161,149-87.5% | $138,895-85.5% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 19.68% | 21.52%-1.8pp | 21.16%-1.5pp | 145.39%-125.7pp |
| Employer contribution / active EE | $1,612 | $5,055-68.1% | $4,360-63.0% | $4,194-61.6% |
| Participant deferral / active EE | $8,507 | $6,909+23.1% | $6,153+38.3% | $6,396+33.0% |
| Admin fee / account holder | $364 | $18,027-98.0% | $15,194-97.6% | $12,562-97.1% |