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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,630 | $156,398-68.9% | $147,318-67.0% | $138,895-65.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 21.13% | 78.75%-57.6pp | 70.43%-49.3pp | 145.39%-124.3pp |
| Employer contribution / active EE | $5,326 | $4,853+9.7% | $4,593+16.0% | $4,194+27.0% |
| Participant deferral / active EE | $11,171 | $8,237+35.6% | $7,906+41.3% | $6,396+74.7% |
| Admin fee / account holder | $2,347 | $14,976-84.3% | $13,708-82.9% | $12,562-81.3% |