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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,368 | $149,040-50.8% | $120,225-39.0% | $137,256-46.5% |
| Participation rate | 34.8% | 75.4%-40.6pp | 69.6%-34.8pp | 80.0%-45.2pp |
| Annual return | 23.16% | 605.68%-582.5pp | 439.23%-416.1pp | 220.34%-197.2pp |
| Employer contribution / active EE | $493 | $4,350-88.7% | $3,475-85.8% | $4,156-88.1% |
| Participant deferral / active EE | $3,404 | $4,655-26.9% | $3,999-14.9% | $6,407-46.9% |
| Admin fee / account holder | $1 | $6,348-100.0% | $5,696-100.0% | $12,270-100.0% |