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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,724 | $87,166-33.8% | $76,735-24.8% | $137,256-57.9% |
| Participation rate | 66.7% | 74.4%-7.7pp | 69.5%-2.8pp | 80.0%-13.3pp |
| Annual return | 29.42% | 26.50%+2.9pp | 29.77%-0.3pp | 220.34%-190.9pp |
| Employer contribution / active EE | $808 | $2,904-72.2% | $2,454-67.1% | $4,156-80.6% |
| Participant deferral / active EE | $8,287 | $4,726+75.3% | $4,088+102.7% | $6,407+29.3% |
| Admin fee / account holder | $32 | $8,403-99.6% | $7,189-99.6% | $12,270-99.7% |