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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,018 | $111,785-79.4% | $93,669-75.4% | $145,877-84.2% |
| Participation rate | 60.0% | 74.2%-14.2pp | 68.7%-8.7pp | 80.3%-20.3pp |
| Annual return | 15.04% | 203.79%-188.7pp | 133.59%-118.5pp | 551.28%-536.2pp |
| Employer contribution / active EE | $1,293 | $3,096-58.2% | $2,424-46.6% | $4,663-72.3% |
| Participant deferral / active EE | $6,172 | $4,919+25.5% | $4,416+39.8% | $6,691-7.8% |
| Admin fee / account holder | $234 | $10,256-97.7% | $8,291-97.2% | $13,402-98.3% |