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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,707 | $78,690-91.5% | $161,489-95.8% | $87,485-92.3% |
| Participation rate | 96.4% | 67.5%+28.9pp | 78.7%+17.7pp | 68.9%+27.4pp |
| Annual return | 14.17% | 32.74%-18.6pp | 89.72%-75.6pp | 26.06%-11.9pp |
| Employer contribution / active EE | $1,043 | $2,588-59.7% | $4,268-75.6% | $2,596-59.8% |
| Participant deferral / active EE | $1,217 | $3,311-63.2% | $5,630-78.4% | $4,274-71.5% |
| Admin fee / account holder | $419 | $6,724-93.8% | $16,006-97.4% | $7,775-94.6% |