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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,535 | $97,550-45.1% | $120,344-55.5% | $87,485-38.8% |
| Participation rate | 83.1% | 72.8%+10.3pp | 76.7%+6.4pp | 68.9%+14.1pp |
| Annual return | 21.17% | 18.41%+2.8pp | 20.30%+0.9pp | 26.06%-4.9pp |
| Employer contribution / active EE | $10,189 | $2,291+344.8% | $3,020+237.4% | $2,596+292.5% |
| Participant deferral / active EE | $15,173 | $4,230+258.7% | $5,135+195.5% | $4,274+255.0% |
| Admin fee / account holder | $6,777 | $9,543-29.0% | $12,742-46.8% | $7,775-12.8% |