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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,535 | $95,453-43.9% | $112,040-52.2% | $82,448-35.1% |
| Participation rate | 83.1% | 72.8%+10.3pp | 76.5%+6.6pp | 68.1%+15.0pp |
| Annual return | 21.17% | 23.92%-2.7pp | 24.52%-3.3pp | 41.64%-20.5pp |
| Employer contribution / active EE | $10,189 | $2,318+339.6% | $2,954+244.9% | $2,551+299.4% |
| Participant deferral / active EE | $15,173 | $4,224+259.2% | $5,098+197.6% | $4,139+266.6% |
| Admin fee / account holder | $6,777 | $9,013-24.8% | $12,098-44.0% | $7,234-6.3% |