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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,932 | $76,634-42.7% | $56,054-21.6% | $145,978-69.9% |
| Participation rate | 33.3% | 63.2%-29.9pp | 52.5%-19.1pp | 80.3%-47.0pp |
| Annual return | 10.22% | 3004.33%-2994.1pp | 1705.95%-1695.7pp | 550.52%-540.3pp |
| Employer contribution / active EE | $735 | $1,380-46.8% | $1,039-29.3% | $4,662-84.2% |
| Participant deferral / active EE | $3,622 | $2,622+38.1% | $1,952+85.5% | $6,690-45.9% |
| Admin fee / account holder | $1,186 | $3,321-64.3% | $2,822-58.0% | $13,400-91.1% |