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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,932 | $76,522-42.6% | $56,033-21.6% | $145,884-69.9% |
| Participation rate | 33.3% | 63.2%-29.9pp | 52.5%-19.2pp | 80.3%-47.0pp |
| Annual return | 10.22% | 3014.28%-3004.1pp | 1711.38%-1701.2pp | 551.85%-541.6pp |
| Employer contribution / active EE | $735 | $1,382-46.9% | $1,041-29.4% | $4,662-84.2% |
| Participant deferral / active EE | $3,622 | $2,624+38.0% | $1,954+85.4% | $6,690-45.9% |
| Admin fee / account holder | $1,186 | $3,328-64.4% | $2,827-58.0% | $13,392-91.1% |