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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,421 | $111,830-77.3% | $93,696-72.9% | $145,884-82.6% |
| Participation rate | 25.0% | 74.2%-49.2pp | 68.7%-43.7pp | 80.3%-55.3pp |
| Annual return | 16.40% | 204.08%-187.7pp | 133.74%-117.3pp | 551.85%-535.5pp |
| Employer contribution / active EE | $0 | $3,093-100.0% | $2,422-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,766 | $4,920-23.5% | $4,417-14.7% | $6,690-43.7% |
| Admin fee / account holder | $7,986 | $10,249-22.1% | $8,287-3.6% | $13,392-40.4% |