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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,062 | $165,584-84.9% | $142,942-82.5% | $137,256-81.7% |
| Participation rate | 0.0% | 80.1%-80.1pp | 76.8%-76.8pp | 80.0%-80.0pp |
| Annual return | 13.16% | 164.22%-151.1pp | 113.70%-100.5pp | 220.34%-207.2pp |
| Employer contribution / active EE | $0 | $4,725-100.0% | $4,139-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $2,704 | $8,194-67.0% | $7,128-62.1% | $6,407-57.8% |
| Admin fee / account holder | $21,596 | $16,167+33.6% | $12,475+73.1% | $12,270+76.0% |