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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,351 | $138,386+23.1% | $184,260-7.5% | $80,935+110.5% |
| Participation rate | 98.9% | 83.9%+15.0pp | 86.8%+12.1pp | 67.7%+31.2pp |
| Annual return | 17.33% | 20.02%-2.7pp | 28.84%-11.5pp | 35.66%-18.3pp |
| Employer contribution / active EE | $7,881 | $4,851+62.5% | $6,427+22.6% | $2,757+185.9% |
| Participant deferral / active EE | $15,218 | $7,076+115.1% | $9,133+66.6% | $4,299+254.0% |
| Admin fee / account holder | $9,895 | $10,489-5.7% | $13,898-28.8% | $6,924+42.9% |