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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,874 | $123,155-69.2% | $108,753-65.2% | $155,188-75.6% |
| Participation rate | 60.0% | 75.6%-15.6pp | 71.1%-11.1pp | 80.8%-20.8pp |
| Annual return | 19.20% | 44.73%-25.5pp | 37.47%-18.3pp | 148.84%-129.6pp |
| Employer contribution / active EE | $1,712 | $2,811-39.1% | $2,427-29.4% | $4,248-59.7% |
| Participant deferral / active EE | $2,736 | $4,623-40.8% | $4,115-33.5% | $6,531-58.1% |
| Admin fee / account holder | $251 | $12,126-97.9% | $10,320-97.6% | $14,480-98.3% |