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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,529 | $111,785-83.4% | $93,669-80.2% | $145,877-87.3% |
| Participation rate | 56.3% | 74.2%-18.0pp | 68.7%-12.5pp | 80.3%-24.1pp |
| Annual return | 16.86% | 203.79%-186.9pp | 133.59%-116.7pp | 551.28%-534.4pp |
| Employer contribution / active EE | $0 | $3,096-100.0% | $2,424-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,548 | $4,919-7.5% | $4,416+3.0% | $6,691-32.0% |
| Admin fee / account holder | $201 | $10,256-98.0% | $8,291-97.6% | $13,402-98.5% |