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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,468 | $68,880+355.1% | $120,580+160.0% | $80,959+287.2% |
| Participation rate | 96.0% | 61.7%+34.3pp | 72.0%+24.0pp | 67.7%+28.3pp |
| Annual return | 17.86% | 23.68%-5.8pp | 107.48%-89.6pp | 35.67%-17.8pp |
| Employer contribution / active EE | $5,420 | $2,066+162.3% | $3,469+56.2% | $2,757+96.6% |
| Participant deferral / active EE | $13,477 | $3,191+322.4% | $4,995+169.8% | $4,300+213.4% |
| Admin fee / account holder | $12,211 | $5,785+111.1% | $9,418+29.7% | $6,925+76.3% |