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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,468 | $68,852+355.3% | $120,524+160.1% | $80,925+287.4% |
| Participation rate | 96.0% | 61.6%+34.4pp | 71.9%+24.1pp | 67.7%+28.3pp |
| Annual return | 17.86% | 23.67%-5.8pp | 107.36%-89.5pp | 35.65%-17.8pp |
| Employer contribution / active EE | $5,420 | $2,063+162.7% | $3,469+56.3% | $2,756+96.7% |
| Participant deferral / active EE | $13,477 | $3,187+322.9% | $4,994+169.9% | $4,299+213.5% |
| Admin fee / account holder | $12,211 | $5,781+111.2% | $9,440+29.4% | $6,940+76.0% |