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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,135 | $160,028-59.9% | $147,080-56.4% | $145,884-56.0% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 13.09% | 98.60%-85.5pp | 420.17%-407.1pp | 551.85%-538.8pp |
| Employer contribution / active EE | $2,806 | $5,286-46.9% | $4,933-43.1% | $4,662-39.8% |
| Participant deferral / active EE | $5,601 | $8,422-33.5% | $8,066-30.6% | $6,690-16.3% |
| Admin fee / account holder | $240 | $15,030-98.4% | $12,989-98.2% | $13,392-98.2% |