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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,460 | $76,407-60.1% | $150,298-79.7% | $82,448-63.1% |
| Participation rate | 34.4% | 66.4%-32.0pp | 77.8%-43.4pp | 68.1%-33.7pp |
| Annual return | 18.07% | 39.99%-21.9pp | 62.79%-44.7pp | 41.64%-23.6pp |
| Employer contribution / active EE | $1,385 | $2,614-47.0% | $4,154-66.7% | $2,551-45.7% |
| Participant deferral / active EE | $4,089 | $3,214+27.2% | $5,453-25.0% | $4,139-1.2% |
| Admin fee / account holder | $6,271 | $6,352-1.3% | $14,116-55.6% | $7,234-13.3% |