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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,766 | $111,878-21.6% | $93,727-6.4% | $145,897-39.8% |
| Participation rate | 80.0% | 74.2%+5.8pp | 68.7%+11.3pp | 80.3%-0.3pp |
| Annual return | 16.57% | 204.28%-187.7pp | 133.83%-117.3pp | 552.29%-535.7pp |
| Employer contribution / active EE | $669 | $3,092-78.4% | $2,421-72.4% | $4,663-85.6% |
| Participant deferral / active EE | $2,978 | $4,920-39.5% | $4,417-32.6% | $6,689-55.5% |
| Admin fee / account holder | $425 | $10,256-95.9% | $8,292-94.9% | $13,390-96.8% |