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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,195 | $112,729+2.2% | $98,716+16.7% | $137,256-16.1% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 18.73% | 38.48%-19.8pp | 31.81%-13.1pp | 220.34%-201.6pp |
| Employer contribution / active EE | $1,079 | $2,725-60.4% | $2,279-52.7% | $4,156-74.0% |
| Participant deferral / active EE | $9,879 | $4,640+112.9% | $4,048+144.1% | $6,407+54.2% |
| Admin fee / account holder | $3,151 | $10,129-68.9% | $8,703-63.8% | $12,270-74.3% |