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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,829 | $155,555-46.8% | $146,866-43.6% | $155,188-46.6% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.5%-15.8pp | 80.8%-14.1pp |
| Annual return | 17.68% | 115.41%-97.7pp | 102.85%-85.2pp | 148.84%-131.2pp |
| Employer contribution / active EE | $7,690 | $4,647+65.5% | $4,425+73.8% | $4,248+81.0% |
| Participant deferral / active EE | $7,833 | $8,044-2.6% | $7,759+1.0% | $6,531+19.9% |
| Admin fee / account holder | $581 | $14,755-96.1% | $13,620-95.7% | $14,480-96.0% |