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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,245 | $156,398-28.9% | $147,318-24.5% | $138,895-19.9% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 22.11% | 78.75%-56.6pp | 70.43%-48.3pp | 145.39%-123.3pp |
| Employer contribution / active EE | $8,791 | $4,853+81.1% | $4,593+91.4% | $4,194+109.6% |
| Participant deferral / active EE | $9,767 | $8,237+18.6% | $7,906+23.5% | $6,396+52.7% |
| Admin fee / account holder | $994 | $14,976-93.4% | $13,708-92.7% | $12,562-92.1% |