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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,533 | $102,422-67.3% | $147,117-77.2% | $80,959-58.6% |
| Participation rate | 65.0% | 75.9%-10.9pp | 82.2%-17.2pp | 67.7%-2.7pp |
| Annual return | 25.78% | 135.16%-109.4pp | 420.54%-394.8pp | 35.67%-9.9pp |
| Employer contribution / active EE | $3,508 | $3,717-5.6% | $4,932-28.9% | $2,757+27.2% |
| Participant deferral / active EE | $6,784 | $6,652+2.0% | $8,065-15.9% | $4,300+57.8% |
| Admin fee / account holder | $5,289 | $7,953-33.5% | $12,993-59.3% | $6,925-23.6% |