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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,807 | $183,627-57.6% | $155,602-50.0% | $145,978-46.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.95% | 61.32%-41.4pp | 64.81%-44.9pp | 550.52%-530.6pp |
| Employer contribution / active EE | $6,443 | $5,316+21.2% | $4,675+37.8% | $4,662+38.2% |
| Participant deferral / active EE | $3,436 | $6,466-46.9% | $5,629-39.0% | $6,690-48.6% |
| Admin fee / account holder | $764 | $19,327-96.0% | $15,923-95.2% | $13,400-94.3% |