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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,765 | $154,228-43.1% | $145,433-39.7% | $137,256-36.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 24.48% | 74.59%-50.1pp | 66.58%-42.1pp | 220.34%-195.9pp |
| Employer contribution / active EE | $13,027 | $4,804+171.2% | $4,554+186.0% | $4,156+213.4% |
| Participant deferral / active EE | $16,100 | $8,216+95.9% | $7,897+103.9% | $6,407+151.3% |
| Admin fee / account holder | $610 | $14,344-95.8% | $13,129-95.4% | $12,270-95.0% |