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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $27,643 |
ASCENSUS LLC2 years Filed as: DWC ERISA CONSULTANTS LLC Service code 13 · EIN 26-2091417 | Contract Administrator | $10,274 |
MORNINGSTAR3 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,964 | $80,781-72.8% | $102,437-78.6% | $74,478-70.5% |
| Participation rate | 94.2% | 65.7%+28.5pp | 74.5%+19.7pp | 67.2%+27.0pp |
| Annual return | 16.76% | 27.58%-10.8pp | 24.95%-8.2pp | 1370.56%-1353.8pp |
| Employer contribution / active EE | $1,307 | $3,160-58.6% | $3,871-66.2% | $2,626-50.2% |
| Participant deferral / active EE | $4,536 | $3,862+17.4% | $5,060-10.4% | $4,350+4.3% |
| Admin fee / account holder | $123 | $2,372-94.8% | $8,388-98.5% | $1,946-93.7% |