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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,463 | $51,638-85.5% | $68,368-89.1% | $82,448-90.9% |
| Participation rate | 32.1% | 63.6%-31.5pp | 73.8%-41.6pp | 68.1%-35.9pp |
| Annual return | 23.66% | 37.53%-13.9pp | 292.57%-268.9pp | 41.64%-18.0pp |
| Employer contribution / active EE | $653 | $2,047-68.1% | $2,649-75.3% | $2,551-74.4% |
| Participant deferral / active EE | $799 | $2,914-72.6% | $4,123-80.6% | $4,139-80.7% |
| Admin fee / account holder | $4,041 | $4,643-13.0% | $5,150-21.5% | $7,234-44.1% |