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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,769 | $111,814-88.6% | $103,374-87.6% | $145,959-91.3% |
| Participation rate | 88.9% | 77.9%+11.0pp | 74.5%+14.4pp | 80.3%+8.6pp |
| Annual return | 14.72% | 24.77%-10.1pp | 24.89%-10.2pp | 561.95%-547.2pp |
| Employer contribution / active EE | $0 | $4,214-100.0% | $3,869-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $3,259 | $5,618-42.0% | $5,058-35.6% | $6,689-51.3% |
| Admin fee / account holder | $3,604 | $9,754-63.1% | $8,394-57.1% | $13,398-73.1% |