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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,096 | $211,239-77.7% | $178,528-73.6% | $145,877-67.7% |
| Participation rate | 68.2% | 80.8%-12.6pp | 77.1%-8.9pp | 80.3%-12.1pp |
| Annual return | 16.06% | 30.22%-14.2pp | 27.11%-11.1pp | 551.28%-535.2pp |
| Employer contribution / active EE | $3,472 | $4,570-24.0% | $3,950-12.1% | $4,663-25.5% |
| Participant deferral / active EE | $7,937 | $6,963+14.0% | $6,278+26.4% | $6,691+18.6% |
| Admin fee / account holder | $903 | $12,095-92.5% | $10,419-91.3% | $13,402-93.3% |