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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,585 | $106,749-86.3% | $145,433-90.0% | $82,448-82.3% |
| Participation rate | 93.4% | 75.6%+17.8pp | 82.1%+11.3pp | 68.1%+25.3pp |
| Annual return | 30.82% | 27.59%+3.2pp | 66.58%-35.8pp | 41.64%-10.8pp |
| Employer contribution / active EE | $3,310 | $3,444-3.9% | $4,554-27.3% | $2,551+29.7% |
| Participant deferral / active EE | $6,629 | $6,519+1.7% | $7,897-16.1% | $4,139+60.2% |
| Admin fee / account holder | $710 | $8,390-91.5% | $13,129-94.6% | $7,234-90.2% |