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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,585 | $107,421-86.4% | $182,262-92.0% | $94,015-84.5% |
| Participation rate | 93.4% | 77.8%+15.6pp | 84.2%+9.2pp | 70.8%+22.6pp |
| Annual return | 30.82% | 21.32%+9.5pp | 140.60%-109.8pp | 17.84%+13.0pp |
| Employer contribution / active EE | $3,310 | $3,448-4.0% | $5,046-34.4% | $2,790+18.6% |
| Participant deferral / active EE | $6,629 | $6,558+1.1% | $8,276-19.9% | $4,249+56.0% |
| Admin fee / account holder | $710 | $8,692-91.8% | $16,712-95.8% | $8,951-92.1% |