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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,156 | $129,737-78.3% | $119,126-76.4% | $154,746-81.8% |
| Participation rate | 50.0% | 78.9%-28.9pp | 75.8%-25.8pp | 80.7%-30.7pp |
| Annual return | 19.18% | 379.08%-359.9pp | 282.11%-262.9pp | 172.34%-153.2pp |
| Employer contribution / active EE | $1,080 | $4,375-75.3% | $4,034-73.2% | $4,379-75.3% |
| Participant deferral / active EE | $2,360 | $5,842-59.6% | $5,318-55.6% | $6,730-64.9% |
| Admin fee / account holder | $3,845 | $11,961-67.9% | $10,693-64.0% | $14,365-73.2% |