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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,632 | $134,817-81.7% | $123,973-80.1% | $155,188-84.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 20.50% | 515.49%-495.0pp | 388.13%-367.6pp | 148.84%-128.3pp |
| Employer contribution / active EE | $4,711 | $4,425+6.5% | $4,126+14.2% | $4,248+10.9% |
| Participant deferral / active EE | $8,883 | $5,706+55.7% | $5,247+69.3% | $6,531+36.0% |
| Admin fee / account holder | $4,724 | $13,245-64.3% | $11,799-60.0% | $14,480-67.4% |