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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $210,695 |
USI CONSULTING GROUP3 years Filed as: USI ADVISORS, INC Service code 15 · EIN 06-1397347 | Recordkeeping | $62,986 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,508 | $53,254-69.0% | $155,574-89.4% | $199,921-91.7% |
| Participation rate | 27.0% | 64.1%-37.1pp | 78.2%-51.2pp | 72.0%-45.0pp |
| Annual return | 138.45% | 41.18%+97.3pp | 64.87%+73.6pp | 34.28%+104.2pp |
| Employer contribution / active EE | $272 | $1,848-85.3% | $4,676-94.2% | $3,035-91.0% |
| Participant deferral / active EE | $988 | $3,165-68.8% | $5,629-82.4% | $5,089-80.6% |
| Admin fee / account holder | $189 | $186+1.6% | $15,914-98.8% | $269-29.9% |