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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,063 | $69,118-56.5% | $53,647-44.0% | $138,895-78.4% |
| Participation rate | 16.7% | 64.0%-47.3pp | 56.3%-39.6pp | 79.9%-63.3pp |
| Annual return | 28.10% | 248.26%-220.2pp | 358.33%-330.2pp | 145.39%-117.3pp |
| Employer contribution / active EE | $236 | $1,189-80.2% | $962-75.5% | $4,194-94.4% |
| Participant deferral / active EE | $1,047 | $2,274-54.0% | $1,813-42.2% | $6,396-83.6% |
| Admin fee / account holder | $40 | $2,724-98.5% | $2,460-98.4% | $12,562-99.7% |