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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,133 | $183,592-52.0% | $155,567-43.3% | $145,959-39.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.63% | 61.24%-54.6pp | 64.74%-58.1pp | 561.95%-555.3pp |
| Employer contribution / active EE | $2,092 | $5,315-60.6% | $4,674-55.3% | $4,661-55.1% |
| Participant deferral / active EE | $8,747 | $6,464+35.3% | $5,628+55.4% | $6,689+30.8% |
| Admin fee / account holder | $1,400 | $19,318-92.8% | $15,916-91.2% | $13,398-89.5% |