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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,988 | $155,555-51.8% | $146,866-48.9% | $155,188-51.7% |
| Participation rate | 90.9% | 84.0%+7.0pp | 82.5%+8.4pp | 80.8%+10.1pp |
| Annual return | 20.27% | 115.41%-95.1pp | 102.85%-82.6pp | 148.84%-128.6pp |
| Employer contribution / active EE | $6,688 | $4,647+43.9% | $4,425+51.2% | $4,248+57.5% |
| Participant deferral / active EE | $13,379 | $8,044+66.3% | $7,759+72.4% | $6,531+104.8% |
| Admin fee / account holder | $4,432 | $14,755-70.0% | $13,620-67.5% | $14,480-69.4% |