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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,615 | $129,737-74.9% | $119,126-72.6% | $154,746-78.9% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 18.62% | 379.08%-360.5pp | 282.11%-263.5pp | 172.34%-153.7pp |
| Employer contribution / active EE | $2,961 | $4,375-32.3% | $4,034-26.6% | $4,379-32.4% |
| Participant deferral / active EE | $8,091 | $5,842+38.5% | $5,318+52.1% | $6,730+20.2% |
| Admin fee / account holder | $7,415 | $11,961-38.0% | $10,693-30.7% | $14,365-48.4% |